See your complete mutual fund portfolio in one place.
Securely connect your PAN-linked mutual fund holdings, verify access with OTP and receive a structured view of returns, allocation, overlap, concentration, benchmark performance and research observations.
A decision-ready portfolio review.
Connect your mutual fund portfolio
Enter only your own details or details you are legally authorized to use.
Enter the one-time password
Verification was requested for PAN ABC•••••4F. The OTP is sent by the authorized portfolio-data provider to the registered contact channel.
Building your consolidated portfolio
We’re matching folios, scheme identifiers, NAV data and transaction history needed for analysis.
Portfolio found. Verify coverage before analysis.
Illustrative preview data. Production should show source, fetch timestamp and any known coverage limitations.
Data coverage
Review what was successfully imported before relying on the analytics.
Something missing?
If a folio is missing because the registered mobile/email differs, the investor can resolve contact mapping or use an authorized CAS/manual import fallback.
What is this portfolio meant to do?
Your portfolio at a glance
Illustrative analysis based on the imported holdings and selected context.
Top portfolio review areas
Three diversified equity funds show meaningful common stock exposure.
REVIEW OVERLAPCurrent small-cap exposure is above the selected portfolio context.
CHECK ALLOCATIONNo single AMC dominates the portfolio by current market value.
LOOKS BALANCEDReview persistence versus relevant benchmark/category—not just one-year returns.
RESEARCH NEEDEDSeparate portfolio return from fund selection quality.
Use matching periods and relevant scheme benchmarks. Do not compare every fund to one generic index.
Scheme performance
Example rows for UI only. Production values need source and as-of date.
Performance consistency
Important interpretation
A fund should not be flagged solely because it trails a benchmark for one short period. Production logic should check rolling performance, category context, risk and the role of the fund in the portfolio.
Find concentration that fund count alone can hide.
A portfolio with many funds can still hold the same companies, categories or market-cap exposures repeatedly.
Overlap matrix
Top fund-pair overlap by underlying equity holdings.
Risk flags
Top 10 underlying stocks represent 28% of equity exposure.
Largest AMC is 21% of portfolio; no single-house dominance flag.
Turn analysis into clear review priorities.
Use compliance-sensitive language: explain why something is flagged and what should be discussed, rather than issuing automatic transaction instructions.
Three funds appear to perform similar portfolio roles and share meaningful underlying holdings. Consolidation may improve clarity if there is no distinct role for each fund.
Current small-cap exposure is above the selected context. The right level depends on horizon, risk capacity and other assets outside this portfolio.
Review rolling performance, relevant benchmark, category position, manager/process changes and portfolio role before considering a potential replacement.
Production can show “Why flagged”, “Why an alternative may fit” and “Discuss with Masterfin”; any change should consider exit load, tax and goal impact.
Save the report. Discuss the important decisions.
The report should preserve source timestamps, assumptions, benchmark mappings and the exact observations shown to the investor.
Your analysis report
Illustrative prototype report containing the full portfolio snapshot and research observations.
Discuss the 4 issues that matter most.
Use the consultation to validate context before changing funds, allocation or goal mapping.
Latest portfolio analysis
30 Sep 2026 · Full coverage · Analyzer v0.1-beta
Upcoming
Secure CAS import
Import pipeline
Executive summary
The portfolio is broadly diversified across AMCs but contains duplicate diversified-equity exposure, elevated small-cap concentration and two funds that merit deeper research.
Data provenance
QRTA adapter placeholder
30 Sep 2026 · 18:42 IST
v0.1-beta
29 Nov 2026 unless saved
Why flagged
Weaker than relevant benchmark/category over multiple review windows.
Meaningful overlap with another diversified equity holding.
Before any change
Review tax, exit load, portfolio role, goal horizon and whether the current fund still serves a distinct purpose.
Current Fund C
Alternative Fund X
Decision checklist
Role clarity · tax/exit load · goal impact · current market exposure · implementation only through a separately approved transaction flow.
Connect your My Masterfin account
What changes when you save
Temporary analysis retention
Identifiable temporary portfolio data is scheduled for deletion at the end of the 60-day period unless separately saved.
My Masterfin storage
Stored data categories
Encrypted/tokenized PAN and verified contact.
Normalized holdings and transactions.
Returns, allocation, overlap and flags.
Access, export and deletion events.
Suggested agenda
Book 30 minutes
Open Masterfin Calendly to choose a time.
Did the analyzer help you understand your portfolio?
Allow resend without changing investor details.
Preserve session state and offer retry or CAS fallback.
Check PAN/contact mapping and explain possible registered-contact mismatch.
Continue with a labeled partial analysis or add CAS data after deduplication.